OpenR&D programNeeds review

2026년 하반기 D-테스트베드 참여자 모집

🇰🇷 South Korea · 전국·사단법인 한국핀테크지원센터(Corporate)

Funding

Needs verification

Deadline

2026.09.08

D-19

Official notice Apply Export

Overview Funding Eligibility Location Risks IP Protection AI Analysis Similar Source

Overview

What you need to judge this in 30 seconds

지원분야: 기술개발(R&D) · 주관: 사단법인 한국핀테크지원센터 · 지역: 전국

신청방법: 온라인 접수 : 접수 바로가기 접수 바로가기 -->

Category: R&D
Industry: Fintech
Technology: Needs verification

Target stage: Needs verification
Project duration: Needs verification
Estimated preparation: Needs verification

Funding

Award size and how it is paid

Award range: Needs verification
Currency: KRW
Total programme budget: Needs verification
Support type: Needs verification

Co-funding: Needs verification
Matching fund: Needs verification
Disbursement: Needs verification
Note: -

Eligibility

Can we actually apply?

Check whether we can applyEnter where you are incorporated, how old you are and how big — we compare it against this announcement and tell you what would unlock it. No sign-in needed.

신청대상: 제공되는 데이터를 활용하여 자신의 아이디어 검증을 희망하는 기업, 개인(팀 포함) / 대상: 대학생, 일반인, 대학, 연구기관, 일반기업, 1인 창조기업 / 창업업력: 전체 / 대상연령: 만 20세 이상 ~ 만 39세 이하, 만 40세 이상

Company age: No limit
Employees: Needs verification

Revenue limits: Needs verification
Consortium: Needs verification

Location Requirements

Geography and legal-entity conditions

Primary country: 🇰🇷 South Korea
Also eligible: None
Foreign companies: Needs verification
Local entity: Needs verification
Location condition: 전국 소재/등록 요건이 있을 수 있습니다(원문 확인 필요).

Required Documents

Required/optional · issuer · difficulty · validity · cautions

Document requirements were not captured (needs verification). Check the official announcement.

Application Process

How you apply

Application process not captured.

Evaluation

Review process and criteria

Evaluation process not captured.

Timeline

Announcement → intake → review → agreement → execution

Process steps were not captured.

Equity & Financial Terms

Equity, loans and contract conditions

Equity required: Needs verification
Loan: Non-dilutive grant
Duplicate funding: Needs verification

IP ownership: Needs verification
Deliverable ownership: Needs verification
Exclusivity: Needs verification
Right of first refusal: Needs verification
Audit & settlement: Needs verification

Risk Intelligence

Should we apply at all? — five dimensions plus an overall score (lower is safer)

Overall: Not assessable (insufficient data)

Eligibility risk33

Chance of failing eligibility, location or legal-entity rules

Financial risk36

Co-funding, matching funds, reimbursement and loan exposure

Execution risk31

Paperwork load, timeline pressure, reporting and audit duties

Contract risk27

Exclusivity, right of first refusal, duplicate-funding limits

IP & idea exposure riskNeeds verification

How much technical detail you must hand over, and who owns it

Key risk factors

10
Own contribution not stated· evidence needs verification
R&D and pilot programmes commonly require one. Confirm the ratio.
10
Required documents not collected· evidence needs verification
The list of required documents was not collected.
9
Deadline approaching
The deadline is not far away.
8
Local-entity requirement not stated· evidence needs verification
The announcement does not say whether a local entity is required.
8
Payment timing not stated· evidence needs verification
Advance versus reimbursement makes a large difference to cash flow.
7
Overseas eligibility not stated· evidence needs verification
Whether an overseas company may take part has to be confirmed.
7
Exclusivity not stated· evidence needs verification
Any exclusivity clause has to be checked.
6
Award size not stated· evidence needs verification
The announcement does not state how much is available.

16 item(s) need verification

· The list of required documents was not collected — check the announcement for what technical material must be submitted.
· Whether an NDA can be signed is not stated (needs verification).
· IP ownership terms are not stated (needs verification).
· Ownership of the deliverables is not stated (needs verification).
· Data-rights terms are not stated (needs verification).
· How submitted material may be reused is not stated (needs verification).
· Whether an exclusivity clause applies is not stated (needs verification).
· Whether a right of first refusal applies is not stated (needs verification).
· Whether a local entity is required is not stated (needs verification).
· Whether an overseas company may apply is not stated (needs verification).
· The required own-contribution ratio is not stated (needs verification).
· Whether a matching fund is required is not stated (needs verification).
· Whether payment is in advance or in arrears is not stated (needs verification).
· The level of settlement and audit obligation is not stated (needs verification).
· The award size is not stated (needs verification).
· The duplicate-support rule is not stated (needs verification).

Generated by local:rules-v1 · 3h ago

IP / Idea Protection

How much of your technology and idea you must disclose

Required documents unknown

The announcement does not say what has to be submitted, so the disclosure exposure cannot be judged. the scope of the material requested is not stated. The awarding body is 사단법인 한국핀테크지원센터. 8 fields could not be read and must be checked in the announcement and the grant agreement.

NDA: Needs verification
IP ownership: Needs verification
Deliverable ownership: Needs verification
Data rights: Needs verification

Disclosure depth: Needs verification
File patent first?: Not applicable
Reuse of submissions: Needs verification
Publicity obligation: Needs verification
Exposure score: Needs verification

Safe to disclose

· The problem your product solves, and the market definition
· Your value proposition and quantified results (improvement rates, throughput)
· Anything already public: granted patents, papers, press coverage
· Team composition, capabilities and a summary of past delivery
· Architecture-level diagrams at module granularity, without internal implementation

Keep to a minimum

· Core algorithms: formulae, hyper-parameters and pre-processing rules
· Raw training data and the details of your collection pipeline
· Full source code and build or deployment scripts
· Cost structure and unit-price formulae
· Named customers, contract terms and pricing
· How an unfiled invention is actually implemented

Recommended actions

HIGH제출자료 이용범위 조항 확인
운영기관 내부(사업부/계열사) 공유 범위와 평가 종료 후 자료 파기 조항이 있는지 확인하고, 없으면 서면으로 요청하십시오.
HIGHPoC/공동개발 IP 귀속 조항 확인
공동개발 산출물의 지분·개선발명(improvement) 귀속·배경지식(background IP) 분리 조항을 협약서에서 확인하십시오.
MEDIUMRequest an NDA
Ask in writing for a mutual NDA before submitting detailed technical material; if it is refused, keep what you submit at summary level.

5 evidence item(s) from the source

UNKNOWN
No document list was collected, so the exposure of technical material cannot be judged.
Source link
MEDIUM
운영주체가 기업/투자사이고 PoC·공동개발 성격이므로, 제출자료가 사업부서에서 재사용될 가능성을 검토해야 합니다.
Quote: “사단법인 한국핀테크지원센터 · RND”
Source link
UNKNOWN
No NDA clause could be found.
Source link
UNKNOWN
IP ownership terms could not be found.
Source link
UNKNOWN
Ownership of the deliverables terms could not be found.
Source link

Needs verification (8)

· The list of required documents was not collected — check the announcement for what technical material must be submitted.
· Whether an NDA can be signed is not stated (needs verification).
· IP ownership terms are not stated (needs verification).
· Ownership of the deliverables is not stated (needs verification).
· Data-rights terms are not stated (needs verification).
· How submitted material may be reused is not stated (needs verification).
· Whether an exclusivity clause applies is not stated (needs verification).
· Whether a right of first refusal applies is not stated (needs verification).

This assessment is derived from the stored announcement, document and contract fields. Anything the source does not state is marked "needs verification" — it never asserts that your idea will be taken. Generated by local:rules-v1 · 3h ago

AI Analysis

Pros · cons · difficulty · competition · attractiveness

Preparation difficultyNeeds verification

From paperwork and review stages

Competition (estimate)41

Heuristic from award size and type

Attractiveness46

Amount, terms and IP combined

Overall riskNeeds verification

Weighted average of five dimensions

Pros

Needs verification

Cons

Needs verification

Cautions

! 해외기업 지원 가능 여부가 공고에서 확인되지 않았습니다 (확인 필요).
! IP 귀속 조항이 확인되지 않았습니다 (확인 필요).
! 중복 수혜 제한 규정을 사전에 확인하십시오.

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Source & Provenance

Every value carries its source URL and fetch time

Official URL: https://www.k-startup.go.kr/web/contents/bizpbanc-ongoing.do?schM=view&pbancEndYn=N&id=178949
Application URL: https://www.k-startup.go.kr/web/contents/bizpbanc-ongoing.do?schM=view&pbancEndYn=N&id=178949
Last fetched: 2026.08.20
Human review: Not reviewed — check the official announcement
First seen: 2026.08.20
Data status: Needs review
AI enrichment: local:rules-v1 · 3h ago

Sources (2)

PRIMARY
K-Startup 공고 상세 (178949)
Fetched 3h ago
RSS
K-Startup 모집중 공고 RSS
Fetched 3h ago

Snapshot history

· 3h ago — 변경 감지되어 갱신 (53f3f7d8)
· 3h ago — 최초 수집 (aa1c46fc)