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Discover/European Commission
OpenR&D programNeeds review

Transaction Costs Support for social finance intermediaries

🇪🇺 European Union·European Commission(Government)
Funding
Needs verification
Deadline
2026.09.23
D-3
Official noticeApply Export
OverviewFundingEligibilityLocationDocumentsTimelineRisksIP ProtectionAI AnalysisSimilarSource

Overview

What you need to judge this in 30 seconds

프로그램: European Social Fund + (ESF) · Call: Transaction Costs Support for social finance intermediaries · Call ID: ESF-2026-AG-TCS

Quoted from the announcement

  • “described in the call document . . EU Member States (and their overseas countries and territories); . EEA countries, in accordance with the EEA Agreement; . EU acceding countries, candidate countries and potential candid”source
  • “EU Member States (and their overseas countries and territories); .”source
Category
R&D
Industry
Fintech
Technology
Needs verification
Target stage
Needs verification
Project duration
Needs verification
Estimated preparation
3–7 weeks

Funding

Award size and how it is paid

Award range
Needs verification
Currency
EUR
Total programme budget
€4.7M
Support type
Needs verification
Co-funding
Needs verification
Matching fund
Needs verification
Disbursement
Needs verification
Note
-

Eligibility

Can we actually apply?

Check whether we can applyEnter where you are incorporated, how old you are and how big — we compare it against this announcement and tell you what would unlock it. No sign-in needed.

Eligible countries: described in the call document . . EU Member States (and their overseas countries and territories); . EEA countries, in accordance with the EEA Agreement; . EU acceding countries, candidate countries and potential candidate countries, in line with the agreements concluded with them. . Third countries having signed an agreement to participate in the strand or a third country listed in the EaSI work programme if necessary for the achievement of the objectives of an action. . Do note that for certain calls only EU Member States and EEA countries are eligible. . . .

Quoted from the announcement

  • “described in the call document . . EU Member States (and their overseas countries and territories); . EEA countries, in accordance with the EEA Agreement; . EU acceding countries, candidate countries and potential candid”source
  • “EU Member States (and their overseas countries and territories); .”source
Company age
Needs verification
Employees
Needs verification
Revenue limits
Needs verification
Consortium
Needs verification

Location Requirements

Geography and legal-entity conditions

Primary country
🇪🇺 European Union
Also eligible
🇪🇺 European Union
Foreign companies
Needs verification
Local entity
Required
Location condition
EU/associated country에 설립된 법인 또는 컨소시엄 참여가 일반적으로 요구됩니다(원문 확인 필요).

Required Documents

Required/optional · issuer · difficulty · validity · cautions

0/5 required documents ready · add a company profile to save progress
  • Application Form Part ARequiredDifficulty: Needs verification
    Issued by: Needs verification Valid for: Needs verification
  • Application Form Part BRequiredDifficulty: Hard
    Issued by: Needs verification Valid for: Needs verification
  • detailed budget table/calculator: not applicableRequiredDifficulty: Needs verification
    Issued by: Needs verification Valid for: Needs verification
  • CVs (standard) of core project teamRequiredDifficulty: Needs verification
    Issued by: Needs verification Valid for: Needs verification
  • activity reports of last yearRequiredDifficulty: Needs verification
    Issued by: Needs verification Valid for: Needs verification

Application Process

How you apply

Application process not captured.

Evaluation

Review process and criteria

Evaluation process not captured.

Timeline

Announcement → intake → review → agreement → execution

  1. Admissibility and eligibility checkDocument reviewNeeds verification
  2. Call openingAnnouncement18 June 2026
  3. Evaluation resultsResultsJanuary 2027

Equity & Financial Terms

Equity, loans and contract conditions

Equity required
Needs verification
Loan
Non-dilutive grant
Duplicate funding
Needs verification
IP ownership
Needs verification
Deliverable ownership
Needs verification
Exclusivity
Needs verification
Right of first refusal
Needs verification
Audit & settlement
Needs verification

Risk Intelligence

Should we apply at all? — five dimensions plus an overall score (lower is safer)

Overall: Not assessable (insufficient data)
Eligibility risk43

Chance of failing eligibility, location or legal-entity rules

Financial risk36

Co-funding, matching funds, reimbursement and loan exposure

Execution risk47

Paperwork load, timeline pressure, reporting and audit duties

Contract risk27

Exclusivity, right of first refusal, duplicate-funding limits

IP & idea exposure risk47

How much technical detail you must hand over, and who owns it

Key risk factors
  • 18
    Local entity required

    You cannot apply without an entity registered in that country.

  • 18
    Deadline very close

    There is little time left to prepare the documents.

  • 11
    Many documents

    A large number of documents is required.

    Basis: Application Form Part A, Application Form Part B, detailed budget table/calculator: not applicable, CVs (standard) of core project team

  • 10
    Own contribution not stated· evidence needs verification

    R&D and pilot programmes commonly require one. Confirm the ratio.

  • 8
    Payment timing not stated· evidence needs verification

    Advance versus reimbursement makes a large difference to cash flow.

  • 7
    Overseas eligibility not stated· evidence needs verification

    Whether an overseas company may take part has to be confirmed.

  • 7
    Exclusivity not stated· evidence needs verification

    Any exclusivity clause has to be checked.

  • 6
    Award size not stated· evidence needs verification

    The announcement does not state how much is available.

14 item(s) need verification
  • · Whether an NDA can be signed is not stated (needs verification).
  • · IP ownership terms are not stated (needs verification).
  • · Ownership of the deliverables is not stated (needs verification).
  • · Data-rights terms are not stated (needs verification).
  • · How submitted material may be reused is not stated (needs verification).
  • · Whether an exclusivity clause applies is not stated (needs verification).
  • · Whether a right of first refusal applies is not stated (needs verification).
  • · Whether an overseas company may apply is not stated (needs verification).
  • · The required own-contribution ratio is not stated (needs verification).
  • · Whether a matching fund is required is not stated (needs verification).
  • · Whether payment is in advance or in arrears is not stated (needs verification).
  • · The level of settlement and audit obligation is not stated (needs verification).
  • · The award size is not stated (needs verification).
  • · The duplicate-support rule is not stated (needs verification).

Generated by local:rules-v1 · 5h ago

IP / Idea Protection

How much of your technology and idea you must disclose

Limited disclosure recommended

Limited disclosure is advisable. the material requested stays at overview level (exposure score 47/100). The awarding body is European Commission. 7 fields could not be read and must be checked in the announcement and the grant agreement.

Quoted from the announcement

  • “described in the call document . . EU Member States (and their overseas countries and territories); . EEA countries, in accordance with the EEA Agreement; . EU acceding countries, candidate countries and potential candid”source
  • “EU Member States (and their overseas countries and territories); .”source
NDA
Needs verification
IP ownership
Needs verification
Deliverable ownership
Needs verification
Data rights
Needs verification
Disclosure depth
LOW
File patent first?
Not applicable
Reuse of submissions
Needs verification
Publicity obligation
Needs verification
Exposure score
47 / 100
Safe to disclose
  • · The problem your product solves, and the market definition
  • · Your value proposition and quantified results (improvement rates, throughput)
  • · Anything already public: granted patents, papers, press coverage
  • · Team composition, capabilities and a summary of past delivery
  • · Architecture-level diagrams at module granularity, without internal implementation
Keep to a minimum
  • · Core algorithms: formulae, hyper-parameters and pre-processing rules
  • · Raw training data and the details of your collection pipeline
  • · Full source code and build or deployment scripts
  • · Cost structure and unit-price formulae
  • · Named customers, contract terms and pricing
  • · How an unfiled invention is actually implemented
Recommended actions
  • HIGHPoC/공동개발 IP 귀속 조항 확인

    공동개발 산출물의 지분·개선발명(improvement) 귀속·배경지식(background IP) 분리 조항을 협약서에서 확인하십시오.

  • MEDIUMRequest an NDA

    Ask in writing for a mutual NDA before submitting detailed technical material; if it is refused, keep what you submit at summary level.

3 evidence item(s) from the source
  • UNKNOWN

    No NDA clause could be found.

    Source link
  • UNKNOWN

    IP ownership terms could not be found.

    Source link
  • UNKNOWN

    Ownership of the deliverables terms could not be found.

    Source link
Needs verification (7)
  • · Whether an NDA can be signed is not stated (needs verification).
  • · IP ownership terms are not stated (needs verification).
  • · Ownership of the deliverables is not stated (needs verification).
  • · Data-rights terms are not stated (needs verification).
  • · How submitted material may be reused is not stated (needs verification).
  • · Whether an exclusivity clause applies is not stated (needs verification).
  • · Whether a right of first refusal applies is not stated (needs verification).

This assessment is derived from the stored announcement, document and contract fields. Anything the source does not state is marked "needs verification" — it never asserts that your idea will be taken. Generated by local:rules-v1 · 5h ago

AI Analysis

Pros · cons · difficulty · competition · attractiveness

Preparation difficulty54

From paperwork and review stages

Competition (estimate)41

Heuristic from award size and type

Attractiveness46

Amount, terms and IP combined

Overall riskNeeds verification

Weighted average of five dimensions

Pros
  • Needs verification
Cons
  • Needs verification
Cautions
  • ! 해외기업 지원 가능 여부가 공고에서 확인되지 않았습니다 (확인 필요).
  • ! IP 귀속 조항이 확인되지 않았습니다 (확인 필요).
  • ! 중복 수혜 제한 규정을 사전에 확인하십시오.

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Source & Provenance

Every value carries its source URL and fetch time

Official URL
https://ec.europa.eu/info/funding-tenders/opportunities/portal/screen/opportunities/topic-details/ESF-2026-AG-TCS
Application URL
https://ec.europa.eu/info/funding-tenders/opportunities/portal/screen/opportunities/topic-details/ESF-2026-AG-TCS
Last fetched
2026.09.20
Human review
Not reviewed — check the official announcement
First seen
2026.09.02
Data status
Needs review
AI enrichment
ec.europa.eu/topicDetails · 13m ago
Sources (2)
Snapshot history
  • · 18d ago — 최초 수집 (3b15513f)